OUR GOAL: For you to be a 100% satisfied client
THE KEYS: Your expectations, Our service and performance - what we can/can not do

SERVICES THE ERBTEAM WILL PERFORM

1. The ErbTeam will help you find the right home.
1. Architectural style, size and features
2. Location
3. Price range
4. We will show you available listings in the areas you are interested in.


2. The ErbTeam can show you everything.
1. Multiple Listing Service (MLS)
2. Builders
3. For Sale by Owners
4. RE/MAX has the most listings


3. The ErbTeam will help you understand the market.
1. How homes are priced
2. What creates current/future value
3. What positives/limitations there are in any home and neighborhood
4. Our data base of homes and "hands on" knowledge


4. The ErbTeam will help you write the contract.
1. Negotiate the best price
2. Terms - earnest money and other issues
3. Possession
4. Inclusions/Exclusions
5. Contingencies


5. The ErbTeam will help you obtain financing.
1. The ErbTeam will recommend reliable lenders - no fee.
2. You will need to make loan application and supply information requested
3. Prequalification
4. You will need to make decisions on locking rates and points
5. You will need to pay approximately $350 for an appraisal and $65 for a credit report at loan application
6. Team Leader, Sue Monroe, or Laura Gincel will help you track your loan


6. The ErbTeam will help you with the closing on your property.
1. The ErbTeam will help coordinate the professionals involved in your purchase.
1. Lender
2. Attorney
3. Accountant
4. Inspector
5. Appraiser
6. Insurance Agent
2. You will need to provide a homeowner's insurance policy prior to closing
3. You will need to provide a cashier's check at closing
4. You will need to transfer your utilities immediately following closing


7. Things the ErbTeam cannot do by law:
1. Give you legal or tax advice
2. Guarantee you that the seller or lender will do what they promise
3. Warranty your house against defects
1. Seller's disclosure
2. Inspection
3. Warranty - new/resale


8. Colorado Real Estate Commission Rule E-35 states: "Real Estate Licensee shall clearly disclose to the Purchaser his agency relationship with the Seller."
1. The ErbTeam can represent you and act as your agent "Buyer Agency" or "Buyer Brokerage" or I can merely act as a facilitator and not act as agent for either the Buyer or the Seller, which is called a Transaction Broker.
2. The ErbTeam will discuss Buyer Brokerage and Transaction Brokerage implications with you.


9. In Colorado, the procuring clause rule states that "the first person to introduce a customer to a property, with this introduction causing an unbroken chain of events leading to a contract" is probably the procuring cause of the sale. Don't hire a stranger.
1. Please call us if you want information on another Broker's listing.
2. Please give our name and business card immediately upon entering an open house.


10. In Colorado, real estate agreements have to be in writing. Verbal contracts are not enforceable and properties cannot be put on "hold" or "reserve." The most desirable properties are often the ones that get multiple contracts. So take your time until you find your dream home. Then act promptly-in writing. The ErbTeam will do everything we can to make sure we will have earned your respect, trust, and loyalty. We want you to be 100% satisfied with my service and performance so that you will recommend me to friends, neighbors, and co-workers with confidence.